Tools
A calculator answers once. A tool keeps your numbers, so the next time you open it the work is already done and you can see what changed.
10 tools
Weekly
Weekly budget planner
What comes in, what goes out, and what is left once the week is paid for.
KeepsYour categories and every week you enter
Monthly
Savings goal tracker
A target, a date, and what you actually put in each month against it.
KeepsYour goal, deposits and the running balance
On refix
Mortgage tracker
Your loan, your rate, and when the fixed term runs out.
KeepsYour balance, rate and refix dates
Monthly
Debt payoff planner
List what you owe, pick an order, and see what the other order would have cost you.
KeepsEach debt, its rate and your payments
Quarterly
Net worth snapshot
What you own against what you owe, recorded four times a year.
KeepsEvery snapshot, so you can see the line
Quarterly
Subscription audit
Every recurring charge in one list, with what it costs you a year.
KeepsYour subscriptions and renewal dates
Yearly
Retirement projection
Your KiwiSaver balance, contributions and what they become by 65.
KeepsYour balance, rate and assumptions
On refix
Rate refix diary
What you were offered, what you took, and what rates did next.
KeepsEvery offer and decision you record
Weekly
Flatting cost splitter
Rent, power and internet divided between however many of you there are.
KeepsYour flatmates and each week's bills
Monthly
Sole trader expense log
Deductible spending by month, with GST separated out ready for a return.
KeepsTwelve months of entries and totals
Why these are tools and not downloads
A worksheet you download is finished the moment you close it. Next month you start again from an empty page, and nothing you learned the first time is still on it. That is why most budget templates get filled in once.
Open the budget planner in March and February is still there. The tool can tell you what moved, by how much, and whether it was a one-off. That is the whole point of coming back.
Save a tool to your free account and you can export everything you saved as a spreadsheet from your account page.
Using them without an account
Using a tool
Free, no account, no limit
Keeping your entries
Needs a free account
Your data
Yours. Held in this browser only