Mortgage tracker
Your balance, your rate and when the fixed term ends — with what is still owing when it does.
Your mortgage
Loading saved inputs…The loan
Balance owing
What is still on the loan today
$
Your rate
The rate you pay, which you type
%
Remaining term
Whole years left on the loan
yrs
Fixed term ends
The date the current fix runs out
Repayment
How often you pay
$1,781
Owing when the fix ends
—
Set the date the current fixed term ends to see what is still owing when it does.
Of the fixNo term set
A month$3,861
Interest, next 12 months—
Time to the fix—
Every figure is your own assumption worked through the reviewed repayment and fixed-term arithmetic, from the numbers you typed. It is not a rate this site publishes and it carries no source or checked date. Change any field and the result changes with it.
What your numbers say
At the rate you entered$1,781
That is $1,781 a fortnight, on $680,000 over 30 years at 5.50%. The rate is the one you entered.
—
Set the date the current fixed term ends to see what is still owing when it does.
—
No fixed term ahead, so there is no window to add up.
—
Set a future fix date and the time to it is counted from your own clock.
How to use it
The rate is the one you enter
Nothing here is a rate this site publishes. It is what you type, kept in this browser or in your account, and every figure changes the moment you change it.
The fix date sets the horizon
The balance at the end of the fixed term is the loan run forward to that date at your rate. What happens after it ends depends on the rate available then, which nobody knows today.
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