Rate refix diary
What you were offered, what you took, and what the rates did next, kept as a record you own.
Every figure is your own entry: the rate you were offered and whether you took it. A difference is only ever drawn between two entries that share a term, never between two different terms. Nothing here is a rate this site publishes, and none of it carries a source or a checked date.
What your numbers say
At the terms you enteredHow to use it
A rate belongs to its term
A one-year rate and a two-year rate are prices for different things, so the diary never sets one against the other. The difference appears only between two entries that share a term, where it is the same product at two points.
The same rate as a percentage
A change of 0.6 is six tenths of a percentage point, which is the same as 0.60%. Both name the same movement between two rates you recorded.
Your figures are yours
Every number here comes from what you entered and is kept in this browser or in your account. There is no source line and no checked date against an offer, because a rate you were quoted is not a figure this site publishes.