Compare savings and notice-saver accounts
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Read from each issuer's own pages · The oldest figure here was read 10 days ago.The oldest figure here was read 10 days ago. Providers change fees without telling us, so check the provider's page, linked on every row, before acting on it.How we compare
4 of 4 accounts
Barclays
1.00% AER / 1.00% gross p.a. (variable) on the whole balance.
None. One rate is paid.
None.
No separate total published; the base rate is the total.
None. On call, unlimited withdrawals.
No account fee published.
NatWest
1.00% AER / 1.00% gross p.a. (variable) on balances up to £24,999; 1.35% AER / 1.34% gross on £25,000 to £99,999; 1.60% AER / 1.59% gross on £100,000 to £249,999; 2.10% AER / 2.08% gross on £250,000 and over.
None. One banded rate is paid.
None.
No separate total published; the rate is banded by balance.
None. Instant access; interest paid monthly.
No account fee published. Exclusively for NatWest current-account customers aged 16 and over.
Nationwide
1.10% AER/gross on £1 to £9,999; 1.15% AER/gross on £10,000 to £49,999; 1.20% AER/gross on £50,000 and over (variable, from 12 January 2026).
None. One banded rate is paid.
None.
No separate total published; the rate is banded by balance.
None. Instant access; interest paid yearly.
No account fee published. Nationwide states it saves its best rates for existing members.
HSBC UK
1.05% AER / 1.04% gross p.a. (variable) on all balances.
3.35% AER / 3.30% gross p.a. (variable) on balances up to £50,000.
The bonus rate applies in any month with no withdrawal or account closure; only the part of the balance up to £50,000 earns the higher rate. Existing HSBC customers only; the account can only be opened online. Interest is paid monthly.
No separate total published; the standard rate and the bonus rate are separate figures and are never added here.
None. Instant access.
No account fee published.