UK interest rates and inflation from Bank of England and ONS series

The Bank of England's Official Bank Rate, the SONIA overnight benchmark and the ONS consumer prices annual rate. These are published statistical series, not offers from any institution.

About these figuresThese are published statistical series from the Bank of England and the Office for National Statistics: the Official Bank Rate the Monetary Policy Committee sets, the SONIA overnight benchmark, and the consumer prices annual rate. None of them is a product, an account or an offer, and nothing here is financial advice.

Official statistics only. This page carries no UK savings, mortgage or credit-card product data: it publishes the Bank of England's policy rate and SONIA benchmark and the ONS consumer prices annual rate, each reproduced as published with its observation date and release date. Bank of England and ONS material is used with attribution under the Open Government Licence v3.0 and implies no endorsement. Paid placement and referral relationships do not apply to this page because it carries neither.

Policy rate and overnight benchmark

The Official Bank Rate is the rate the Monetary Policy Committee sets; it is a single effective-dated figure, shown with the last decision that moved it. SONIA is the wholesale overnight benchmark the Bank of England administers, observed each London business day. A policy rate is not the same thing as the benchmark and the two are not interchangeable.

Official Bank Rate, effective 2025-12-18.
Series	Rate
Official Bank Rate	3.75%−0.25 pp
SONIA overnight benchmark	3.73%−0.00 pp

Official Bank Rate · Checked Bank of England release 2025-12-18; effective 2025-12-18; read 2026-09-23SONIA (Sterling Overnight Index Average) · Checked Bank of England release 2026-09-18; effective 2026-09-18; read 2026-09-23

Consumer prices

The Consumer Prices Index annual rate, the twelve-month change in the all-items index. It is a fact about a stated reference month and falls behind when the next month is released rather than decaying in between.

CPI annual rate, all items, 2015 = 100 (D7G7), effective 2026-08-31.
Series	Annual rate
CPI, all items (annual rate)	3.10%+0.20 pp

CPI annual rate, all items, 2015 = 100 (D7G7) · Checked Office for National Statistics release 2026-09-15; effective 2026-08-31; read 2026-09-23

Source. Bank of England Official Bank Rate and SONIA, and Office for National Statistics CPI. Reproduced with attribution under the Open Government Licence v3.0; no implied endorsement. Values are reproduced as published and are not a Money Financial calculation.

A policy rate or benchmark is not an offer. No UK savings, mortgage or credit-card product appears on this page, and the rate available to a saver or borrower differs with the institution, the product and its conditions.