Santander Rewards Credit Card
Santander Rewards Credit Card is issued by Santander UK. Every figure below is one Santander UK publishes, with the date it was read.
The facts
What stands out
Santander publishes a 24.9% purchase rate, a £0 monthly account fee and no foreign exchange fees on purchases abroad for this card (santander.co.uk/personal/credit-cards, read 2026-09-22).
Santander's summary box states the interest-free period for purchases can be up to 56 days if the balance is paid in full and on time, and there is no interest-free period on cash transactions or balance transfers (Santander Rewards Credit Card summary box, santander.co.uk/assets/s3fs-public/AD_documents/Santander_Rewards_Credit_Card_Summary_box_ACSMC1134JUN26PUBCDT_CCM.pdf, read 2026-09-22).
The 3% cashback on selected everyday spending in the first year and the £40 Uber voucher are introductory offers and are excluded.
Stated as facts from Santander UK's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
24.90%
$0 a year to hold · Up to 56 interest-free days
Go to Santander Rewards Credit Card
Back to all credit cardsChecked 22 September 2026