HSBC Purchase Plus Credit Card
HSBC Purchase Plus Credit Card is issued by HSBC UK. Every figure below is one HSBC UK publishes, with the date it was read.
The facts
What stands out
HSBC publishes a 24.9% purchase rate for its Purchase Plus card and no annual fee (hsbc.co.uk/credit-cards, read 2026-09-22).
A non-sterling transaction fee of 2.99% applies to a purchase in a currency other than sterling; a cash withdrawal abroad carries both a 2.99% non-sterling fee and a 2.99% cash fee, minimum £3 (hsbc.co.uk/credit-cards/fees, read 2026-09-22).
HSBC states a cardholder receives up to 56 days interest-free credit on purchases if the whole balance is paid in full and on time; there is no interest-free period on cash advances.
Stated as facts from HSBC UK's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
24.90%
$0 a year to hold · Up to 56 interest-free days
Go to HSBC Purchase Plus Credit Card
Back to all credit cardsChecked 22 September 2026