United States · Draft
State banking regulators
The United States has a dual banking system. A state-chartered bank or credit union is supervised by its own state regulator as well as a federal agency. These are the 51 primary state supervisors for the fifty states and the District of Columbia.
This is a reference index, not a product page. No state-level product data, rate or ranking is registered yet; the US pack is being built out, and this index and each state's regulator page are live. Names and links start from the FDIC state regulatory directory; each entry was checked against the agency's own homepage on 2026-10-10, and where a site blocked the fetch, against a reader or archived copy of the same address.
Nine states levy no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Nine other states apply a flat rate; the rest run graduated bands.
See the no-income-tax states- AlabamaALSouthAlabama State Banking Department
- AlaskaAKWestAlaska Division of Banking and Securities
- ArizonaAZWestArizona Department of Insurance and Financial Institutions (DIFI), Financial Institutions Division
- ArkansasARSouthArkansas State Bank Department
- WestCalifornia Department of Financial Protection and Innovation (DFPI)
- ColoradoCOWestColorado Division of Banking
- NortheastConnecticut Department of Banking
- DelawareDESouthDelaware Office of the State Bank Commissioner
- SouthDistrict of Columbia Department of Insurance, Securities and Banking (DISB)
- FloridaFLSouthFlorida Office of Financial Regulation
- GeorgiaGASouthGeorgia Department of Banking and Finance
- HawaiiHIWestHawaii Division of Financial Institutions, Department of Commerce and Consumer Affairs
- IdahoIDWestIdaho Department of Finance
- IllinoisILMidwestIllinois Department of Financial and Professional Regulation, Division of Banking
- IndianaINMidwestIndiana Department of Financial Institutions
- IowaIAMidwestIowa Division of Banking
- KansasKSMidwestKansas Office of the State Bank Commissioner
- KentuckyKYSouthKentucky Department of Financial Institutions
- SouthLouisiana Office of Financial Institutions
- MaineMENortheastMaine Bureau of Financial Institutions
- MarylandMDSouthOffice of Financial Regulation, Maryland Department of Labor
- NortheastMassachusetts Division of Banks
- MichiganMIMidwestMichigan Department of Insurance and Financial Services (DIFS)
- MidwestMinnesota Department of Commerce
- SouthMississippi Department of Banking and Consumer Finance
- MissouriMOMidwestMissouri Division of Finance
- MontanaMTWestMontana Banking and Financial Institutions Division, Department of Administration
- NebraskaNEMidwestNebraska Department of Banking and Finance
- NevadaNVWestNevada Financial Institutions Division, Department of Business and Industry
- NortheastNew Hampshire Banking Department
- NortheastNew Jersey Department of Banking and Insurance
- WestNew Mexico Financial Institutions Division, Regulation and Licensing Department
- New YorkNYNortheastNew York State Department of Financial Services (NYDFS)
- SouthNorth Carolina Office of the Commissioner of Banks
- MidwestNorth Dakota Department of Financial Institutions
- OhioOHMidwestOhio Division of Financial Institutions
- OklahomaOKSouthOklahoma State Banking Department
- OregonORWestOregon Division of Financial Regulation
- NortheastPennsylvania Department of Banking and Securities
- NortheastRhode Island Department of Business Regulation, Division of Banking
- SouthSouth Carolina State Board of Financial Institutions
- MidwestSouth Dakota Division of Banking
- SouthTennessee Department of Financial Institutions
- TexasTXSouthTexas Department of Banking
- UtahUTWestUtah Department of Financial Institutions
- VermontVTNortheastVermont Department of Financial Regulation
- VirginiaVASouthVirginia Bureau of Financial Institutions, State Corporation Commission
- WestWashington Department of Financial Institutions
- SouthWest Virginia Division of Financial Institutions
- MidwestWisconsin Department of Financial Institutions
- WyomingWYWestWyoming Division of Banking