United States interest rates and inflation from Federal Reserve, Treasury and BLS series

The FOMC target range for the federal funds rate, the effective federal funds rate, the 10-year Treasury constant maturity yield, and the BLS CPI 12-month change. These are published statistical series, not offers from any institution.

About these figuresThese are published statistical series from the Board of Governors of the Federal Reserve System, the U.S. Department of the Treasury and the U.S. Bureau of Labor Statistics: the FOMC target range for the federal funds rate, the effective federal funds rate, the 10-year Treasury constant maturity yield, and the consumer price index 12-month change. None of them is a product, an account or an offer, and nothing here is financial advice.

Official statistics only. This page carries no US savings, mortgage or credit-card product data: it publishes the FOMC target range and the effective federal funds rate, the 10-year Treasury yield and the CPI 12-month change, each reproduced as published with its observation date and release date. US Government works are public domain under 17 U.S.C. § 105 and imply no endorsement. Paid placement and referral relationships do not apply to this page because it carries neither.

Federal Reserve policy rate

The FOMC target range is the band the Federal Open Market Committee sets for the federal funds rate; the effective rate is where overnight lending between banks actually cleared, within that band. The FOMC raised the target range by 25 basis points on 17 September 2026, to 3.75–4.00%. The effective rate cleared at 3.88% on 22 October 2026.

FOMC target range for the federal funds rate, effective 2026-09-17.
Series	Per cent per annum
FOMC target range for the federal funds rate	3.75–4.00%+25 bp
Effective federal funds rate (DFF)	3.88%+25 bp

FOMC target range for the federal funds rate · Checked Board of Governors of the Federal Reserve System release 2026-09-17; effective 2026-09-17; read 2026-10-07Effective federal funds rate (DFF) · Checked Federal Reserve Bank of St. Louis (FRED) release 2026-10-22; effective 2026-10-22; read 2026-10-23

10-year Treasury yield

The constant-maturity yield on Treasury securities with 10 years to maturity, derived from the daily par yield curve. It is a market rate on federal government debt, not a retail deposit or lending rate.

Treasury constant maturity: 10-year (DGS10), effective 2026-10-22.
Series	Per cent per annum
10-year Treasury constant maturity (DGS10)	4.96%−17 bp

Treasury constant maturity: 10-year (DGS10) · Checked U.S. Department of the Treasury / Federal Reserve Bank of New York release 2026-10-22; effective 2026-10-22; read 2026-10-23

Consumer prices

The 12-month percent change in the Consumer Price Index for All Urban Consumers (CPI-U), all items. It is a fact about a stated reference month and falls behind when the next month is released rather than decaying in between.

Consumer Price Index for All Urban Consumers (CPI-U), all items, not seasonally adjusted, 12-month percent change, effective 2026-08-31.
Series	Annual per cent change
CPI-U, all items, 12-month change	3.40%

Consumer Price Index for All Urban Consumers (CPI-U), all items, not seasonally adjusted, 12-month percent change · Checked U.S. Bureau of Labor Statistics release 2026-09-11; effective 2026-08-31; read 2026-10-07

Source. Board of Governors of the Federal Reserve System (FOMC target range and effective federal funds rate), U.S. Department of the Treasury / Federal Reserve Bank of New York (10-year Treasury constant maturity yield), and U.S. Bureau of Labor Statistics (CPI-U index levels via FRED; 12-month percent change is Money Financial's calculation from BLS-published index levels and is identified as such). US Government works are public domain under 17 U.S.C. § 105. No implied endorsement by any agency.

A policy rate or market yield is not an offer. No US savings, mortgage or credit-card product appears on this page, and the rate available to a saver or borrower differs with the institution, the product and its conditions.