Benefits and family guides

Understand 2026 US federal HSA contribution limits and the minimum deductibles and out-of-pocket ceilings for qualifying high deductible health plans. US federal rules only; state and local treatment is outside scope.

The US Child Tax Credit has a per-child maximum, a separate refundable limit and income thresholds. General federal information only.

The US Earned Income Tax Credit varies with qualifying children and income, with a separate investment-income limit. General federal information only.

US Medicare Part B has a standard monthly premium and annual deductible, with higher premiums for some incomes. General information only.

United States 529 plans have federal tax rules for contributions, qualified education distributions and transfers to a beneficiary’s Roth IRA.

The United States Premium Tax Credit connects Marketplace coverage, household eligibility and reconciliation of advance payments for 2026.

United States dependent care assistance and the Child and Dependent Care Credit have separate federal limits and interact when benefits are excluded.

United States Adoption Credit rules include an annual maximum, a potentially refundable portion and a modified-income phaseout range.

United States Medicare Part D for 2026: the covered-drug out-of-pocket cap, deductible ceiling, coverage stages and separate plan premiums.

United States health flexible spending arrangements have an annual salary-reduction contribution ceiling and an optional carryover of unused amounts to the following plan year.