United Kingdom·Calculators·UK ISA allowance

ISA allowance, remaining capacity and Lifetime ISA bonus

How much of the £20,000 annual ISA allowance is left, and what a Lifetime ISA contribution earns and counts against the allowance.

Your numbers

Already contributed this tax year

£GBP

Of which, into a Lifetime ISA

£GBP

Remaining ISA allowance:

£15,000

Of a £20,000 adult allowance across all your ISAs

Adult allowance£20,000

Already contributed£5,000

Remaining£15,000

Lifetime ISA bonus£0.00

LISA counted against the £20,000£0

Tax year 2026 to 2027 (6 April 2026 to 5 April 2027). Lifetime ISA bonus capped at £1,000 a year. The Lifetime ISA sub-limit of £4,000 counts towards the £20,000 adult allowance. Junior ISA limit of £9,000 is separate and is not modelled here.

Source: HM Revenue & Customs: ISA, Junior ISA and Lifetime ISA allowances · Rules for 2026/27 · https://www.gov.uk/individual-savings-accounts · Effective 2026-04-06 · Valid through 2027-04-05Using United Kingdom rules

Common questions

The rules behind this calculator

Written up, with the page each rule came from.

1 min read

Lifetime ISA: bonus, withdrawal charge and property cap

The Lifetime ISA contribution limit and government bonus are separate from the conditions for taking money out. A property price cap is only one first-home withdrawal condition.

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