Singapore MediShield Life premiums and coverage
MediShield Life premiums follow age bands, while coverage depends on treatment, ward class and the scheme's claim limits.
On this page
- Age next birthday 1–20
- S$200CPF Board, MediShield Life premium table
- Age next birthday 21–30
- S$295CPF Board, MediShield Life premium table
- Age next birthday 31–40
- S$503CPF Board, MediShield Life premium table
- Age next birthday 41–50
- S$637CPF Board, MediShield Life premium table
- Age next birthday 51–60
- S$903CPF Board, MediShield Life premium table
- Age next birthday 61–65
- S$1,131CPF Board, MediShield Life premium table
- Age next birthday 66–70
- S$1,326CPF Board, MediShield Life premium table
- Age next birthday 71–73
- S$1,643CPF Board, MediShield Life premium table
- Age next birthday 74–75
- S$1,816CPF Board, MediShield Life premium table
- Age next birthday 76–78
- S$2,027CPF Board, MediShield Life premium table
- Age next birthday 79–80
- S$2,187CPF Board, MediShield Life premium table
- Age next birthday 81–83
- S$2,303CPF Board, MediShield Life premium table
- Age next birthday 84–85
- S$2,616CPF Board, MediShield Life premium table
- Age next birthday 86–88
- S$2,785CPF Board, MediShield Life premium table
- Age next birthday 89–90
- S$2,785CPF Board, MediShield Life premium table
- Age next birthday above 90
- S$2,826CPF Board, MediShield Life premium table
Which age and policy date apply
The published annual premium table uses age next birthday and applies to policies starting or renewing on or after 1 April 2025. The amounts include 9% GST and are before subsidies. Premiums are set by age band; the table does not state an individual's final payable amount. CPF Board, MediShield Life premium table (opens in a new tab).
What the coverage is designed for
MediShield Life is designed for subsidised Class B2 and C wards in public hospitals and subsidised outpatient treatment and day surgery. Bills for other ward classes, private hospitals, non-subsidised treatment and Permanent Residents are subject to pro-ration. CPF Board, MediShield Life coverage (opens in a new tab).
Claim limits and patient payments
Deductibles, co-insurance and claim limits apply. The absence of a lifetime claim limit does not remove these conditions or make every treatment bill payable in full. CPF Board, MediShield Life coverage (opens in a new tab).
Published premium versus payable premium
The premium payable depends on applicable subsidies and rebates. Additional Premiums can apply for listed serious pre-existing conditions, so the standard age-band table alone does not describe every policyholder's charge. CPF Board, MediShield Life premiums and subsidies (opens in a new tab).
Scope
This is general information about the published premium schedule and coverage framework. It does not calculate premiums after support, establish claim eligibility or recommend insurance.