KiwiSaver funds from ANZ
Every fund this manager publishes, with its annual fund charge, member fee and performance fee.
How KiwiSaver fees sit in 2026
What has not converged is disclosure. Some managers publish a single figure, others publish a maximum and note that expenses may be charged on top, and 6 do not address the member fee at all. That is why this table records three states for a fee rather than two, and why a scheme with a lower headline charge is not automatically cheaper.
Not checked: we have not read this figure yet. None: the issuer publishes that there is no such fee. Not published: the issuer does not publish this figure. Not offered: the provider does not offer that market or product. * Details and conditions are in the expanded row.
How to read KiwiSaver fees
Two charges come out of a KiwiSaver account and they do not combine. The annual fund charge is a percentage of your balance and differs from fund to fund inside the same scheme. The member fee is a fixed dollar amount a year and is the same across every fund the scheme offers. Adding them together requires guessing your balance, so we never do it.
The charge range on each scheme row is the lowest and highest of its own funds. Nobody pays the range. Open a scheme to see what each of its funds actually charges, because the gap between a cash fund and a growth fund inside one scheme is often wider than the gap between two schemes.