New Zealand·Compare·Credit cards·Visa Flex

Visa Flex

Visa Flex is issued by ASB. Every figure below is one ASB publishes, with the date it was read.

The facts

Annual fee$0

Purchase rate9.95%

Cash advance rate9.95%

Foreign transaction feeNot published

Interest-free daysUp to 55

Minimum incomeNot checked

Late payment feeNot checked

Additional cardholderNot checked

Checked16 September 2026

What stands out

The lowest advertised purchase rate of any card in this table.

Cash advances are charged at the same 9.95%, which is unusual.

ASB publish no foreign currency charge on purchases. Their Offshore Service Margin of 1.10% is scoped to accessing an account overseas, and their comparison table marks that row as applying to the two business cards only.

Stated as facts from ASB's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.

Purchase rate

9.95%

$0 a year to hold · Up to 55 interest-free days

Go to Visa Flex

Checked 16 September 2026

Back to all credit cards

Cards with similar terms

CashBack Visa Platinum

$80 · 20.95%