New Zealand·Compare·Credit cards·Low Rate Visa

Low Rate Visa

Low Rate Visa is issued by ANZ. Every figure below is one ANZ publishes, with the date it was read.

The facts

Annual fee$0

Purchase rate13.90%

Cash advance rate20.95%

Foreign transaction feeNone

Interest-free daysUp to 55

Minimum incomeNot checked

Late payment feeNot checked

Additional cardholderNot checked

Checked16 September 2026

What stands out

Interest-free days apply only if the balance is paid in full each month.

Cash advances are charged at 20.95% p.a. from the day they are taken.

Stated as facts from ANZ's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.

Purchase rate

13.90%

$0 a year to hold · Up to 55 interest-free days

Go to Low Rate Visa

Checked 16 September 2026

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