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New Zealand·Compare·Credit cards·Platinum Visa

Platinum Visa

Platinum Visa is issued by Kiwibank. Every figure below is one Kiwibank publishes, with the date it was read.

The facts

Annual fee$50
Purchase rate12.90%
Cash advance rate12.90%
Foreign transaction fee1.85%
Interest-free daysUp to 55
Minimum incomeNot checked
Late payment feeNot checked
Additional cardholderNot checked
Checked16 September 2026

What stands out

Kiwibank charge $25 every six months; shown here annualised.
The same 12.90% applies to cash advances.
Charged on transactions processed overseas rather than on the currency, so it can apply to a New Zealand dollar purchase from a merchant whose payments are processed offshore.
Stated as facts from Kiwibank's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
12.90%
$50 a year to hold · Up to 55 interest-free days
Go to Platinum Visa
Checked 16 September 2026
Back to all credit cards

Cards with similar terms

ANZ
Low Rate Visa
$0 · 13.90%
ANZ
CashBack Visa
$40 · 20.95%
ANZ
CashBack Visa Platinum
$80 · 20.95%
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