New Zealand·Compare·Credit cards·Lite Visa

Lite Visa

Lite Visa is issued by BNZ. Every figure below is one BNZ publishes, with the date it was read.

The facts

Annual fee$10

Purchase rate13.50%

Cash advance rate22.95%

Foreign transaction fee2.25%

Interest-free daysUp to 55

Minimum incomeNot checked

Late payment feeNot checked

Additional cardholderNot checked

Checked16 September 2026

What stands out

BNZ charge $5 every six months; shown here annualised.

Cash advances are charged at 22.95% p.a.

Stated as facts from BNZ's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.

Purchase rate

13.50%

$10 a year to hold · Up to 55 interest-free days

Go to Lite Visa

Checked 16 September 2026

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