hotpoints World Mastercard
hotpoints World Mastercard is issued by Westpac. Every figure below is one Westpac publishes, with the date it was read.
The facts
What stands out
Westpac charge $285 a year, taken as two six-monthly instalments of $142.50, and state it is refunded above a spend threshold.
Stated as facts from Westpac's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
16.95%
$285 a year to hold · Up to 44 interest-free days
Go to hotpoints World Mastercard
Back to all credit cardsChecked 16 September 2026