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New Zealand·Compare·Credit cards·hotpoints Platinum Mastercard

hotpoints Platinum Mastercard

hotpoints Platinum Mastercard is issued by Westpac. Every figure below is one Westpac publishes, with the date it was read.

The facts

Annual fee$70
Purchase rate20.95%
Cash advance rateNot checked
Foreign transaction fee1.83%
Interest-free daysUp to 55
Minimum incomeNot checked
Late payment feeNot checked
Additional cardholderNot checked
Checked16 September 2026

What stands out

Westpac charge $70 a year, taken as two six-monthly instalments of $35.
Stated as facts from Westpac's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
20.95%
$70 a year to hold · Up to 55 interest-free days
Go to hotpoints Platinum Mastercard
Checked 16 September 2026
Back to all credit cards

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