hotpoints Mastercard
hotpoints Mastercard is issued by Westpac. Every figure below is one Westpac publishes, with the date it was read.
The facts
What stands out
Westpac describe the 1.83% as charged on foreign currency purchases, foreign cash withdrawals, and any overseas bank or vendor fees on the transaction.
Stated as facts from Westpac's own published pages, not as an opinion about whether the card suits you. Conditions, eligibility and the full fee schedule are on their site.
Purchase rate
20.95%
$40 a year to hold · Up to 55 interest-free days
Go to hotpoints Mastercard
Back to all credit cardsChecked 16 September 2026