Singapore CPF Housing Grant for Singles Buying Resale Flats

The Singles Grant amount depends on resale flat type and buying arrangement, with first-timer, income, property and lease conditions.

Buying alone: 2- to 4-room / 5-room resale flat

S$40,000 / S$25,000HDB, CPF Housing Grant for Singles Buying Resale Flats

Two eligible Singles Grant applicants: 2- to 4-room / 5-room or bigger

Total S$80,000 / S$50,000HDB, CPF Housing Grant for Singles Buying Resale Flats

Average gross monthly household income ceiling

S$8,000 alone / S$16,000 with family or other singlesHDB, CPF Housing Grant for Singles Buying Resale Flats

Remaining lease

More than 20 yearsHDB, CPF Housing Grant for Singles Buying Resale Flats

Amounts by flat type and buying arrangement

A first-timer Singapore Citizen buying alone may qualify for S$40,000 for a 2- to 4-room resale flat or S$25,000 for a 5-room resale flat. Buying with parents, a non-resident spouse or other first-timer singles can qualify for S$40,000 per eligible applicant for 2- to 4-room flats or S$25,000 for 5-room or bigger flats, with up to two Singles Grant applicants. HDB lists combined totals of S$80,000 and S$50,000 for two singles respectively. HDB, CPF Housing Grant for Singles Buying Resale Flats (opens in a new tab).

First-timer, age and income conditions

The applicant must be a Singapore Citizen. First-timer applicants must not have taken a housing subsidy before. Applicants buying alone, with other eligible single citizens or with parents must be aged at least 35; those buying with a non-resident spouse must be at least 21. Average gross monthly household income must not exceed S$8,000 for buying alone or S$16,000 for buying with family or other singles. HDB, CPF Housing Grant for Singles Buying Resale Flats (opens in a new tab).

Property and remaining-lease conditions

All applicants and occupiers in the HFE letter application must not own or have an interest in local or overseas private residential property, and must not have disposed of such property in the 30 months before applying, counted from legal completion. The household may own or have an interest in up to one non-residential property; additional non-residential interests must have been disposed of at least 30 months before application. The resale flat must have more than 20 years of lease remaining, and HDB's flat-type conditions depend on the buying arrangement and flat classification. HDB, CPF Housing Grant for Singles Buying Resale Flats (opens in a new tab).

Grant use and other grants

Eligible first-timer Singapore Citizen core members receive their shares in CPF Ordinary Accounts. Core applicants can use the Singles Grant to offset the purchase price or reduce the required housing loan. The Enhanced CPF Housing Grant (Singles) and Proximity Housing Grant (Singles) have separate eligibility conditions. The HFE letter states the assessed housing grant eligibility and amounts. HDB, CPF Housing Grant for Singles Buying Resale Flats (opens in a new tab).

Scope

This is general information about the Singles Grant, with no grant calculation or purchase recommendation. It does not assess a household or calculate the separate Enhanced CPF Housing Grant.

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