money.financial
money.financial

Benefits and family guides

Explainers for New Zealand, with named sources and checked dates where available.

All 16 guides

Explainer4 min
Best Start, Family Tax Credit, In-Work Tax Credit and Minimum Family Tax Credit each have different eligibility and abatement rules.
Explainer2 min
Paid parental leave replaces qualifying income up to a published weekly cap, with a payment period separate from workplace leave rights.
Source: Inland Revenue, employee parental leave payments · Checked
Explainer2 min
Best Start supports qualifying families during a child's early years, with first-year income testing determined by the child's birth date.
Source: Inland Revenue, Best Start · Checked
Explainer2 min
Winter Energy Payment adds seasonal heating support to specified benefits and pensions, with automatic payments during the winter period.
Source: Work and Income, Winter Energy Payment · Checked
Explainer2 min
Accommodation Supplement helps with qualifying rent, board or home ownership costs, with income, asset and area limits affecting entitlement.
Source: Work and Income, Accommodation Supplement · Checked
Explainer3 min
Student Allowance helps eligible students with living costs, with personal income and, in some circumstances, parental or partner income tests.
Source: StudyLink, Student Allowance · Checked
Explainer2 min
Jobseeker Support weekly rates depend on age and family circumstances, with income tests and obligations affecting an individual's payment.
Explainer2 min
Child support formula assessments combine parental income, allowances, care arrangements and child costs, with amounts updated each year.
Source: Inland Revenue, how formula assessments work · Checked
Explainer2 min
FamilyBoost refunds part of eligible early childhood education fees, with quarterly household income and claim records affecting the amount.
Explainer2 min
Supported Living Payment rates depend on age and family circumstances, with separate eligibility for health conditions and full-time caring.
Source: Work and Income, benefit rates at 1 April 2026 · Checked
Explainer2 min
Sole Parent Support combines a published weekly rate with income and family criteria, and eligibility ends when the youngest child turns 14.
Source: Work and Income, benefit rates at 1 April 2026 · Checked
Explainer2 min
Disability Allowance helps with ongoing disability-related costs, subject to a weekly maximum, income limits and evidence of eligible expenses.
Source: Work and Income, Disability Allowance · Checked
Explainer2 min
The Community Services Card reduces health and transport costs for eligible people, with income limits based on household size.
Source: Work and Income, Community Services Card · Checked
Explainer2 min
Childcare Subsidy helps with pre-school childcare costs, with weekly hour limits and income-based reductions that differ for working and non-working families.
Source: Work and Income, Childcare Subsidy · Checked
Explainer2 min
Both benefits support carers of children whose parents have died or cannot care for them, with weekly rates that depend on the child's age.
Source: Work and Income, Orphan's Benefit · Checked
Explainer2 min
Temporary Additional Support helps with essential living costs that cannot be met from income, with a 13-week maximum payment period.
Source: Work and Income, Temporary Additional Support · Checked
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