Everything on this page is taken from TSB's own published pages. Nobody there has reviewed or supplied it, and we are not them.
We hold figures for 6 of their products, each with the date it was read. If one is out of date, the page it came from is linked beside it.
Products we track
Everyday accounts
1 productConnect Plus
No account fees · 0.00% p.a.
FeeNo account feesTxnsNo ATM transaction feesInterest0.00% p.a.SourceOverseas1.90% on TSB Debit MastercardSource Conditions
- No transaction fees apply at any TSB, Allpoint or New Zealand bank-branded ATM. Phone Banking is $10 per user per six-month period; staff-assisted payment set-up is $3 per authority.
- The 0.00% is published as a stated rate on TSB's account interest schedule, not left as an absence.
- Connect Plus is offered for personal use only.
Checked 17 September 2026
SourceBusiness accounts
2 productsBusiness Everyday
No account fee. · No allowance, no fees
Monthly feeNo account fee.Transaction feesNo standard banking feesIncludedNo allowance, no feesInterestNot publishedEligibilityBusiness use only
Conditions
- There are no monthly or transaction fees on standard banking; service fees apply to non-standard items.
- Standard transactions are not charged, so no allowance applies and no cap is published.
- TSB's account-opening criteria apply, and no turnover ceiling is published.
- TSB pays interest on its Business On Call savings account, not on the Business Everyday transaction account, and publishes no rate for the latter.
Checked 18 September 2026
SourceClub & Society
No account fee. · No allowance, no fees
Monthly feeNo account fee.Transaction feesNo standard banking feesIncludedNo allowance, no feesInterestNot publishedEligibilityNon-profits, schools, clubs
Conditions
- The same non-standard service fees apply as for Business Everyday.
- Open to non-profit organisations, schools, clubs and social committees; a different eligibility gate from the business account, which is why it is a separate row.
- Standard transactions are not charged, so no allowance applies and no cap is published.
- The $0.35 covers EFTPOS, direct debits, automatic payments, bill payments and counter withdrawals. An over-the-counter transaction is $1.
- Accounts with multiple signatories have view-only online access, a security arrangement rather than a fee.
Checked 18 September 2026
SourceSavings accounts
1 productWebSaver
1.40% p.a. on balances over $0 · Not published
Base rate1.40% p.a. on balances over $0Bonus rateNone.Bonus conditionsNone.TotalNot publishedNoticeOn callFeesNot published
Conditions
- TSB's Account interest rates page states the rates are as at 1 October 2026, the effective date it prints.
- Read in a real browser window: TSB's site refused the automated reader, so no headless fetch was possible.
- Interest is calculated daily and paid monthly.
Term deposits
1 productTerm Investment
3.55% p.a. · 4.00% p.a.
3 mo3.00% p.a.6 mo3.55% p.a.9 mo3.65% p.a.12 mo4.00% p.a.18 mo4.10% p.a.24 mo4.25% p.a.5 yr4.80% p.a.
Conditions
- Minimum deposit: $1,000.
- Interest paid: Interest is credited every six months or on maturity, whichever is earlier.
- Early withdrawal: Allowed on request; if TSB agrees to an early closure or partial withdrawal the interest payable is reduced. No interest on funds invested under 30 days.
- Read from the page a browser is served. TSB's edge answers the headless browser the weekly figure check uses with an Access Denied page, so the check reports this row unreadable rather than missing a figure; the rate table is in the page a reader gets.
- Updated 30 September 2026, as the page states.
- TSB publishes 30, 60 and 90-day and 4 and 5-month terms and 3 and 4-year terms as well; only the seven compared terms are carried.
Youth accounts
1 productYouth account
No account fee. · 1.40% p.a. on balances over $0, calculated daily and paid quarterly on the last day of March, June, September and December.
AgeFor children under 18. A parent or legal guardian opens and operates it for a child of 0 to 6; from 7 the operator arrangement can be removed so the child transacts and gives instructions themselves.Monthly feeNo account fee.Interest1.40% p.a. on balances over $0, calculated daily and paid quarterly on the last day of March, June, September and December.SourceBonus conditionsNone. TSB pays one rate on all balances, with no deposit or withdrawal condition.CardEFTPOS card, or a TSB Debit Mastercard from 15.At the limitAt 18 the account is no longer available and TSB changes it to a Connect Plus everyday account, removing any operator arrangement. Conditions
- TSB's Youth page states interest is earned on balances over $0; the 1.40% rate itself is published on TSB's Account Interest Rates page, current as at 1 October 2026.
SourceEvery figure on this page was read from TSB's own published pages. We are not TSB and this page is not theirs.