Singapore·Calculators·SG SORA interest

SORA daily-compounded interest

Interest on a principal at a SORA-linked rate over a number of days, compounded daily on a 365-day basis.

Your numbers

Principal

S$SGD

SORA percent

% p.a.

Spread over SORA

% p.a.

Days

days

Interest over 90 days:

S$74.24

Balance S$10,074

PrincipalS$10,000

SORA + spread3.00%

Days90

BalanceS$10,074

InterestS$74.24

SORA is a benchmark, not a product rate; the spread is supplied by the caller. Constant overnight rate held for the whole period, compounded daily. 365-day basis, no fees, no tax and no compounding on withdrawals.

Source: Monetary Authority of Singapore: SORA benchmark · https://www.mas.gov.sg/monetary-policy/sora · Effective 2005-01-03 · Checked 2026-10-19Using Singapore rules

Common questions

The rules behind this calculator

Written up, with the page each rule came from.

1 min read

SORA: what it is, who publishes it, and how it prices home loans

SORA is the Singapore Overnight Rate Average, derived from actual overnight interbank transactions. It is a reference rate that home loans add a spread to.

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