money.financial
money.financial
Singapore·Calculators·SG CPF contributions

CPF contributions estimate

Standard-rate CPF contributions on monthly wages above S$750, with the 5-band age table and the S$8,000 Ordinary Wage ceiling.

Your numbers
S$SGD
years
Total CPF contributions:
S$2,220.00
Employee S$1,200.00 · Employer S$1,020.00
Monthly wageS$6,000
Contributable wageS$6,000
Employee rate20.0%
Employer rate17.0%
EmployeeS$1,200.00
EmployerS$1,020.00
TotalS$2,220.00
Singapore Citizen or SPR from the third year of SPR status. Standard contribution rate table, monthly wages above S$750. Ordinary Wage only; the Additional Wage ceiling and additional wages such as bonuses are not modelled. Ordinary Wage ceiling of S$8,000 a month applies from 1 January 2026. CPF contributions are rounded to the nearest dollar per CPF rules. No CPF Transition Offset for senior workers.
Source: Central Provident Fund Board: CPF contribution rate table · Rules for 2026 · https://www.cpf.gov.sg/employer/employer-obligations/how-much-cpf-contributions-to-pay · Effective 2026-01-01 · Checked 2026-10-19Using Singapore rules

Common questions

The rules behind this calculator

Written up, with the page each rule came from.
2 min read
CPF employee and employer contribution rates by age band
CPF contributions are split between employer and employee at rates that rise with age, up to the Ordinary Wage ceiling. The rules are explained here.
1 min read
CPF employee contribution rates by age in 2026
The employee share falls across the CPF age bands. This reference separates it from the employer share and explains when a birthday changes the rate.
1 min read
CPF Ordinary Wage and annual salary ceilings in 2026
The monthly ceiling limits Ordinary Wages subject to CPF. The annual ceiling covers both Ordinary and Additional Wages, rather than the contribution amount.

Related calculators

Tax
SG Income Tax
Tax on chargeable income under YA 2026 resident bands.
Rates
SG SORA interest
Interest on a principal at a SORA-linked rate.
Cookies
Google Analytics and Cloudflare Web Analytics measure traffic. Only necessary stops Google Analytics. Cloudflare's cookie-free beacon still loads at the edge. No advertising runs, so no advertising partner sets anything. Nothing here is sold on.
How we handle data