money.financial
money.financial
Canada·Learn·Canada Guaranteed Income Supplement: quarterly amounts
Explainer

Canada Guaranteed Income Supplement: quarterly amounts

Guaranteed Income Supplement monthly maxima and annual income thresholds vary with marital status and a partner's benefits.

Source: ESDC, Old Age Security payment amountsChecked ·1 min read
On this page
Single, widowed or divorced
October to December 2026: up to $1,138.90 monthly; annual net income below $23,112.ESDC, quarterly GIS table
Partner receives full OAS
Up to $685.56 monthly; combined annual net income below $30,528.ESDC, quarterly GIS table
Partner receives Allowance
Up to $685.56 monthly; combined annual net income below $42,768.ESDC, quarterly GIS table
Partner receives neither OAS nor Allowance
Up to $1,138.90 monthly; combined annual net income below $55,392.ESDC, quarterly GIS table

October to December 2026 maxima

The Guaranteed Income Supplement table for October to December 2026 lists a monthly maximum of $1,138.90 for a single, widowed or divorced person with annual net income below $23,112. For a person whose partner receives full OAS, it lists $685.56 and combined annual net income below $30,528. ESDC, quarterly GIS table (opens in a new tab).

When a partner receives the Allowance, the table lists $685.56 monthly and combined annual net income below $42,768. When a partner receives neither OAS nor the Allowance, it lists $1,138.90 monthly and combined annual net income below $55,392. ESDC, quarterly GIS table (opens in a new tab).

A maximum is not a payment estimate

The tables show maximum payments only and do not determine payments for recipients of a partial OAS pension. GIS payments are not taxable. Payments are recalculated each July using net income in the previous calendar year. ESDC, table limitations and income review (opens in a new tab).

The actual GIS payment depends on marital status and prior-year income, including combined income for couples. Maximum amounts are not guaranteed. Cost-of-living adjustments occur in January, April, July and October; amounts do not decrease if the cost of living falls. ESDC, GIS payment calculation (opens in a new tab).

Scope of this explanation

This is general information about Canada, not personal tax or financial advice. This page does not assess entitlement, calculate an individual payment or cover the Allowance and Allowance for the Survivor. The government does not endorse this website.

Related guides

Cookies
Google Analytics and Cloudflare Web Analytics measure traffic. Only necessary stops Google Analytics. Cloudflare's cookie-free beacon still loads at the edge. No advertising runs, so no advertising partner sets anything. Nothing here is sold on.
How we handle data