EI regular benefits: rate and the 2026 earnings limit
For most people, EI regular benefits use a percentage of average insurable weekly earnings. The published earnings ceiling limits the weekly amount.
- Ordinary benefit rate
- 55% of average insurable weekly earnings for most people.Service Canada, EI regular benefit amounts
- 2026 earnings ceiling
- $68,900 maximum yearly insurable earnings.Service Canada, EI regular benefit amounts
- 2026 weekly maximum
- $729 per week.Service Canada, EI regular benefit amounts
The rate and earnings ceiling
For most people, the basic rate for EI regular benefits is 55% of average insurable weekly earnings. For 2026, maximum yearly insurable earnings are $68,900 and the maximum benefit is $729 per week. These are published limits, not a payment entitlement for every claimant. Service Canada, EI regular benefit amounts (opens in a new tab).
The claim determines payment and duration
Service Canada calculates benefits using insurable earnings and the applicable calculation period. Ordinary regular benefits last from 14 to 45 weeks, depending on regional unemployment and insured hours. This general explanation does not determine claim eligibility, family supplements, deductions or an individual award. Service Canada, EI regular benefit amounts (opens in a new tab).