Australia Commonwealth Seniors Health Card income test
This explanation covers Australia’s Commonwealth Seniors Health Card income limits, separated-couple rules and account-based income streams.
On this page
- Single annual limit
- Less than A$105,048Services Australia Commonwealth Seniors Health Card income test
- Couple annual limit
- Less than A$168,076 for couplesServices Australia Commonwealth Seniors Health Card income test
Single and couple limits
The published annual income limit is less than A$105,048 for singles. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
For couples, the annual limit is less than A$168,076. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
Separated couples and children
Couples separated by illness, respite care or prison have an annual limit of less than A$210,096. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
A$639.60 is added to the limit for each child in care. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
The income definition
The test considers adjusted taxable income, including a partner’s where applicable, and deemed income from account-based income streams. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
Account-based pensions and account-based annuities are included in these income streams. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
Review and assets
Services Australia reviews the income test each 20 September in line with the Consumer Price Index. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
There is no assets test. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
Published rules and scope
The balance of an account-based income stream is subject to deeming under the applicable rules. Services Australia Commonwealth Seniors Health Card income test (opens in a new tab).
This general explanation provides no personal eligibility decision, payment or contribution estimate, tax calculation or recommendation. No matching calculator or numerical worked example is provided.