Compare credit cards

Read from each issuer's own pages · The oldest figure here was read 21 days ago.

The five issuers in this table are CommBank, NAB, Westpac, ANZ and Macquarie. Cards appear in alphabetical order by issuer, not by any figure. Figures are read from each issuer's own published page on the date shown beside them. Amounts are Australian dollars. Monthly card fees are multiplied by twelve and shown annually, with the monthly figure and any waiver stated in the qualification. Advertised standard rates only, so introductory offers, balance-transfer rates and cash-advance promotional rates are excluded, because none of them describe what the card costs to hold and use. The foreign transaction column is the charge on a purchase made in another currency, which is not a fee for taking cash out overseas. Rewards are not valued and cards closed to new applicants are not included. No issuer pays for placement.

General information only, not financial advice. It does not consider your objectives, financial situation or needs. money.financial does not hold an Australian financial services licence or Australian credit licence and does not recommend any product. This table covers ANZ, CommBank, Macquarie, NAB, Westpac. These issuers are not the whole market. Amounts are Australian dollars (AUD); source dates are shown beside each card. Monthly fees are shown as annual equivalents, before any waiver. Standard advertised rates only: introductory offers, balance-transfer offers and promotional cash-advance rates are excluded. Rewards are not valued. Eligibility and fee-waiver conditions apply; Macquarie lists home loan customers and Business Bank clients in its application criteria, but RateSaver is not available in a Home Loan Package; confirm eligibility with Macquarie. We are not paid by any provider listed. These issuer links carry no paid placement, affiliate commission or referral fees.

5 of 5 cards

ANZ Low Rate

ANZ

$58

13.74%

3.50%

Up to 55

Low Fee Credit Card

CommBank

$36

20.99%

3.50%

Up to 55

Macquarie RateSaver

Macquarie

$69

15.95%

None

Up to 55

Low Rate Card

NAB

$99

13.99%

3.50%

Up to 55

Low Rate card

Westpac

$84

13.74%

3.00%

Up to 55

Not checked: we have not read this figure yet. None: the issuer publishes that there is no such fee. Not published: the issuer does not publish this figure. Not offered: the provider does not offer that market or product. * Details and conditions are in the expanded row.