Estimate repayments on your own personal-loan scenario.
Your numbers
A$AUD
% p.a.
months
Monthly repayment
Monthly repayment:
A$504.69
36 payments
BorrowedA$15,000.00
Total interestA$3,168.74
Total repaidA$18,168.74
An estimate from the inputs you enter, not financial advice and not a forecast. Read the assumptions and exclusions on this page before relying on it.
The entered annual interest rate is a user scenario, not a sourced market rate or offer. The rate remains constant for the full entered term. Equal principal-and-interest payments are made monthly. No establishment, monthly, early-repayment, late-payment or insurance fees are included. No balloon payment, payment holiday, redraw or extra repayment is included. Payments, interest, balances and totals are estimates rounded separately for display. Calculations use unrounded payments and interest, so displayed payments may not sum to the total. This is not a lender cash-flow schedule. This repayment estimate is not a comparison rate or a credit eligibility assessment. This is not a comparison rate or credit assessment. An estimate from the inputs you enter, not financial advice and not a forecast. Read the assumptions and exclusions on this page before relying on it.
Source: your own figures · user scenario, not a forecast or offerThe arithmetic is the same in every country
The fee is part of the price
Personal loan advertising leads with the interest rate, but establishment and monthly account fees can add a meaningful amount to what you repay. Compare total cost, not the headline rate.
A longer term lowers the monthly payment and raises the total interest. Both numbers above move when you change the term; watch the second one.
Common questions
Does this include fees?
No. Add any establishment fee to the amount borrowed and any monthly fee to the repayment to get the real cost.
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